HCI Group Global Launches Comprehensive, Affordable Student Health Insurance from Just £1.58 Per Day

HCI Group Global is disrupting the student insurance market with Student Health, a new International Private Medical Insurance (IPMI) plan for overseas students studying in the United Kingdom.

Offering comprehensive health, accident, and assistance benefits from just £1.58 per day, Student Health provides international students access to private healthcare benefits above and beyond the standard services available through the National Health Service (NHS).

The product has been developed to meet the unique needs of students who are living and studying away from home, providing reassurance for both students and their loved ones.

International students aged 17 to 35 who are enrolled in university courses, postgraduate programmes, or English language studies are eligible to apply. Students who are already living in the UK can also enrol, provided they meet the eligibility criteria.

Unlike many traditional health insurance products, Student Health offers:

• Fixed, affordable pricing
• No medical underwriting
• No medical questions
• Guaranteed acceptance for eligible applicants
• Fast and simple online enrolment
• Cover available to students already resident in the UK

Student Health combines private medical cover with a broad range of practical benefits designed to support students when they need it most. Key benefits include:

• Faster access to treatment without NHS waiting lists
• Private hospital accommodation
• Hospital cash benefit
• Dental emergency cover
• Permanent disability benefits
• Death benefits
• Emergency treatment in the student’s home country
• Compassionate return home following family emergencies
• Medical repatriation assistance
• Relative visitation during hospitalisation
• Search and rescue benefits
• Replacement of lost travel documents
• Legal costs assistance

The policy provides worldwide cover excluding the USA and includes annual benefits of up to £750,000, with medical benefits available up to £200,000 per policy period. Pre-existing medical conditions are excluded.

Ian Wood, Chief Executive Officer of HCI Group, said, "Studying abroad is one of life's most exciting experiences, but it can also present unexpected challenges. Student Health has been designed to give international students affordable access to private healthcare and a range of valuable support services while they focus on their studies and enjoy their time in the UK.

We wanted to create a product that is simple to understand, easy to purchase, and accessible to students from around the world. With no medical questions, guaranteed acceptance for eligible students, and pricing from just £1.58 per day, Student Health delivers exceptional value and peace of mind."

HCI Group Global specialises in insurance solutions for internationally mobile individuals, including students, expatriates, and professionals working abroad. Student Health is the latest addition to the company's growing portfolio of international health and protection products.

About HCI Group Global

HCI Group Global is a specialist provider of international health, life, and disability insurance solutions. The company focuses on delivering innovative and affordable protection products for internationally mobile individuals, including students studying outside their home country. HCI Group's products are designed to provide financial security, healthcare access, and practical support wherever life takes its customers.