Thailand Launches Travel Medical Insurance for Tourists

In this iPMI Global Plans and Products article, iPMI report author and market analyst Ian Youngman, takes a look at news that Thailand has launched a travel medical insurance scheme for tourists.

  • Thailand expects to get 35 million foreign tourists in 2024.
  • A new campaign to assure tourists of their safety when travelling in the country includes an offer on medical cover.
  • This campaign is a collaboration between Thailand’s Tourism and Sports Ministry and its Public Health Ministry.
  • Foreign tourists will receive medical cover of up to 500,000 baht (USD 14,000) in case of accidents in Thailand.
  • The Tourism and Sports Ministry has set aside 50 million baht to fund the scheme.
  • The money will come from the ministry’s budget for emergency expenses and will be used to compensate foreign tourists on a case-by-case basis during their travel in Thailand between Jan 1 and Aug 31, 2024.
  • The maximum cover is one million baht per person in case of death and 300,000 baht per person for permanent organ damage, loss of sight or permanent disability.
  • Medical expenses will be covered according to the actual amount paid, but not exceeding 500,000 baht. 
  • Tourists will not be eligible if the incidents stem from their carelessness or negligence, taking part in any illegal activity, or indulging in risky behaviour.
  • To apply for the cover, foreigners holding a tourist visa can submit documents at the provincial tourism and sports offices or at tourist assistance centres located in Bangkok’s Suvarnabhumi and Don Mueang airports. Applications can also be submitted via post and e-mail.
  • Instead of individual policies it is a group insurance programme on the Thailand Traveller Safety (TTS) platform. The platform offers online registration for non-Thai residents with tourist visas.
  • The TTS database, which collects data, can be accessed by Thailand’s Tourist Police Bureau and National Institute for Emergency Medicine.,
  • Tourists can claim medical expenses within 15 days of the incident and compensation is expected to be paid 15 days after that.
  • This insurance cover is expected to have a positive impact on tourism in Thailand by bolstering visitor confidence in their safety and care during their stay, potentially leading to increased tourist arrivals and expenditure, thereby supporting the nation’s economic recovery and growth in the tourism sector.
  • 28 million people visited Thailand in 2023, up from 11 million the year before, but still well down from the 40 million in 2019.

About the Author

Ian Youngman is an independent writer and researcher specialising in insurance. He writes regularly for a variety of magazines, newsletters, and on-line services. He publishes a range of market reports, and undertakes research for companies. To read his latest report, International Health Insurance 2023, please click here, or visit the REPORTS section of iPMI Global.

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