New IPMI Plan for Indian Students Overseas by HDFC Life International

In this iPMI Global plans and products article, iPMI report author and market analyst Ian Youngman, takes a look at news, that HDFC Life International has launched a new IPMI plan for Indian Students overseas.

  • HDFC Life International has launched a US Dollar Student Health Insurance Plan.
  • Global Student Health Care is for Indian students who are pursuing higher education abroad or aspire to pursue higher international education.
  • Cover offers worldwide access to medical facilities outside the home country, with an extensive network of hospitals, clinics, doctors and professionals.
  • The plan enables customers to access private medical facilities and services while avoiding the conventional hassle of going through lengthy appointment wait times.
  • A cashless facility makes the claims process convenient for the student.
  • The Global Student Health Care plan includes routine check-ups, dental cover, home doctor visits, alternate medicine, and more.
  • The age range is 12 to-40 years.
  • It is for international students, scholars, executive-education seekers and exchange programme participants. 
  • The plan has four options.
  • Cover is up to USD 3 million.
  • Length of cover is from 3 months to 1 year.
  • There is an E-membership card encompassing all necessary information in a single swipe.
  • The plan caters to dependent family members.
  • It provides inpatient treatment with options for private as well as parental accommodation.
  • HDFC Life International is located at Gujarat International Finance Tec (GIFT City) - IFSC, India.
  • HDFC Life International is the overseas branch of HDFC International Life and Re, a life and health reinsurer based in Dubai.



  • This Indian insurer has beaten IPMI rivals by niche targeting of a growing sector.
  • 32 million Indians are studying overseas.
  • USA, Canada, Australia, UK and Germany are the largest markets.
  • According to the U.S. Department of State’s Bureau of Educational and Cultural Affairs 269,000 Indians were in the USA in the 2022-2023 academic year.
  • The need is the escalating costs of medical care and that many universities demand overseas students must have health insurance.
  • Cover is wider than international students.
  • Short-term cover for 3 months plus is what many competitors do not offer.

What Next?

  • Rivals need to rethink their target markets and length of cover.
  • The international student market is booming.

About the Author

Ian Youngman is an independent writer and researcher specialising in insurance. He writes regularly for a variety of magazines, newsletters, and on-line services. He publishes a range of market reports, and undertakes research for companies. To read his latest report, International Health Insurance 2023, please click here, or visit the REPORTS section of iPMI Global.



UnitedHealthcare Global

Welcome To iPMI Global

iPMI Global is the leading business intelligence provider for international private medical, health, travel and expatriate insurance markets worldwide. Due to the nomadic nature of the international private medical insurance (IPMI) market, iPMI Global is an internet based news service for worldwide insurance and medical assistance professionals who need to understand the impacts of insurance and healthcare policy, regulatory, and legislative developments.

Senior level business executives, in over 120 countries, rely on iPMI Global to stay 1 step ahead of the risk and on the inside track of international PMI.

Covering business travellers, high net worth individuals, expatriate and leisure travel markets, iPMI Globalis the only international news source covering the most exciting sector of international health insurance: international private medical insurance.